Using the services of one of the experienced mortgage brokers in Colorado has several advantages, if you’re shopping for the best home loan. A broker has access to a variety of different lenders and their products, while your bank has limited options. The best brokers make a point of keeping up with new products, types of loans and industry trends, and are in a much better position to offer you a lower rate. Because they often generate a large volume of business for particular bank or lender, they can often have access to an even lower rate. Buying a house is time consuming and stressful, and using a broker means they are doing the research, and comparison shopping for you. And as your broker is paid by the lender, there’s typically no cost to the home buyer to use a broker’s services and expertise.